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Poledna, S., Molina-Borboa, J.L., Martinez-Jaramillo, S., van der Leij, M. & Thurner, S. (2015). The multi-layer network nature of systemic risk and its implications for the costs of financial crises. Journal of Financial Stability 20, 70-81. 10.1016/j.jfs.2015.08.001.