Designing a disaster insurance pool participatory and expert approaches in Hungary and Turkey

Linnerooth-Bayer J & Mechler R (2005). Designing a disaster insurance pool participatory and expert approaches in Hungary and Turkey. Policy Issues in Insurance 8: 267-290. DOI:10.1787/9789264009950-en.

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Abstract

The Hungarian and Turkish governments have recently implemented national insurance systems to transfer risks from floods and earthquakes, respectively, from households to public insurance pools. To date, neither system has met the expectations of the respective governments in terms of insurance uptake and political support. The study described in this chapter implemented a model-based participatory process for designing a nation-wide flood insurance pool for Hungary with a focus on the highly vulnerable Upper Tisza region. The consensus reached by the stakeholders in this pilot study demonstrates that a participatory process, aided by a simulation model, can potentially provide insights on the political viability of a disaster loss-sharing system. This study raises the question whether the Hungarian and Turkish governments might have benefited from involving the stakeholders in the design of their recent insurance systems.

Item Type: Article
Research Programs: Risk, Modeling and Society (RMS)
Bibliographic Reference: Policy Issues in Insurance; 8: 267-290 [2005]
Depositing User: IIASA Import
Date Deposited: 15 Jan 2016 02:17
Last Modified: 06 Sep 2016 09:20
URI: http://pure.iiasa.ac.at/7493

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